Home Refinance Loan Options

Your home is more than a place to live. It's a powerful money management tool you can use to finance a personal dream or weather a financial storm. Sometimes you can use it to do both.
Looking for a home mortgage refinance loan? You have come to the right place as the best refinance deals are online.
Traditional Refinancing. The re-financing offer you get in the mail, from a telephone marketer, TV, or your local bank may be tempting, but it may not be your best option. The primary reason these offers are not your best is they are not competitive offers. In many cases you are being targeted by predatory lenders that do not have your best interest in mind.
We specialize in helping people acquire the lowest mortgage refinance rate for your circumstances.

Loan Products

We tailor our Fixed, Adjustable and Combination rate loans to fit your needs, and offer:
A choice of 15-year and 30-year terms for most products.
Loan amounts up to $500,000 and, on a case-by-case basis, even more.

Adjustable Rate Mortgages

Many people choose adjustable rate mortgages to get more cash out and lower initial monthly payments. There are other great reasons, too.

Combination Rate Mortgages

These loans start with 2 or 3 years of fixed payments and then convert to an adjustable rate. See why they are a good choice if you're planning to live in your home for just a short time, want to qualify for a larger loan, or save money on upfront costs.

Fixed Rate Mortgages

Want the same monthly principal and interest payment for the life of your loan? Learn what makes these loans ideal if you're planning to stay in your home for more than 5 years.

Personal Options

We tailor our loan products to fit your needs.

Cash-Out Refinancing

Decide how to spend your money. Unlike traditional loans, Countrywide Home Loans' Full Spectrum® Lending Division home loans allow you to get cash from your home for ANY PURPOSE - medical bills, home improvements or even a dream vacation. It's up to you.

Debt Consolidation

Simplify your life with fewer monthly bills, lower total monthly payments and, sometimes, even cash in hand. A debt consolidation loan allows you to move debt from higher-interest rate credit card and car loans to a lower-rate home loan. Your interest payments might even be tax deductible. (Ask your tax advisor.)

Credit Improvement

With these home loans you can refinance your home and start rebuilding your credit today.

Reduced Paperwork

Simplify the process. Countrywide's Full Spectrum Lending Division offers home loans that allow you to provide little or no paperwork documenting your income and assets - good news for the self-employed and business owners.

Investment Property

Are you a real estate investor? Find out how we can help you finance more properties.

Vacation Homes

Want to make an investment you can enjoy for years? See how we can make it simple.

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